{"id":908,"date":"2015-05-15T06:23:10","date_gmt":"2015-05-15T06:23:10","guid":{"rendered":"http:\/\/ambitassessor.com\/blog\/?p=908"},"modified":"2015-05-18T09:23:11","modified_gmt":"2015-05-18T09:23:11","slug":"el-plan-de-negocio-y-la-financiacion","status":"publish","type":"post","link":"https:\/\/mgiambit.com\/blog\/el-plan-de-negocio-y-la-financiacion\/","title":{"rendered":"El Plan de Negocio y la Financiaci\u00f3n"},"content":{"rendered":"<p>No hace ni una semana que tuve esta conversaci\u00f3n con un cliente: \u201cPau, necesito financiaci\u00f3n, porque el dinero no me llega, pero las cosas me funcionan, mes a mes aumentan los pedidos, \u00bftu podr\u00edas presentarme alg\u00fan director de banca que me trate bien?\u201d.<\/p>\n<p>Ni es la primera llamada, ni ser\u00e1 la \u00faltima, hace m\u00e1s de veinte a\u00f1os que me dedico al asesoramiento de empresas y ya he aprendido que ciclos y conductas se repiten.<\/p>\n<p>Venimos de una larga y profunda crisis econ\u00f3mica: brusca reducci\u00f3n de la demanda, exceso de deuda y al final, necesidad de decisiones dr\u00e1sticas sobre inversiones y empleo.Y todos nos hemos dicho en alguna ocasi\u00f3n: \u201cesto no me volver\u00e1 a suceder\u201d.<\/p>\n<p>Claro que la manera de protegernos de la pr\u00f3xima crisis no es empezar de nuevo a tomar deuda bancaria sin estrategia ni planificaci\u00f3n. Las tensiones de tesorer\u00eda son incomodas y nos obligan con frecuencia a tomar decisiones de financiaci\u00f3n err\u00f3neas, pero podemos evitar esa situaci\u00f3n utilizando la herramienta adecuada: el <a href=\"http:\/\/www.ambitassessor.com\/plan_de_negocios\/es\" target=\"_blank\"><b>Plan de Negocio<\/b><\/a>.<\/p>\n<p>El Plan de Negocio recoge mi producto, mi mercado, mis ventas futuras, mis inversiones, el crecimiento de mi plantilla, la evoluci\u00f3n de sus salarios, los h\u00e1bitos de pago de mis clientes, etc. todo ello desde mi estrategia como empresario. De ah\u00ed obtengo mis necesidades de financiaci\u00f3n para los pr\u00f3ximos a\u00f1os, y entonces puedo elegir los instrumentos m\u00e1s adecuados y planificarla en el tiempo.<\/p>\n<p>La Entidades Financieras, que tambi\u00e9n han cambiado en estos a\u00f1os, valoran a las Empresas que, adem\u00e1s de saber sobre su producto, saben sobre sus finanzas. El Director de la oficina bancaria no es nuestro asesor financiero, es un proveedor m\u00e1s de nuestra empresa.<\/p>\n<p>En \u00c0mbit Assessor sabemos de la importancia del Plan de Negocio en las diferentes etapas de tu empresa (financiaci\u00f3n para nuevas l\u00edneas de producto, internacionalizaci\u00f3n, inversi\u00f3n en infraestructura para ampliar producci\u00f3n\u2026) y queremos ayudarte. Inf\u00f3rmate de nuestro <a href=\"http:\/\/www.ambitassessor.com\/plan_de_negocios\/es\" target=\"_blank\"><b>servicio de Plan de Negocio<\/b><\/a> para que tu empresa tenga un largo recorrido<\/p>\n<p><a href=\"http:\/\/es.linkedin.com\/pub\/pau-riera-rey\/1b\/47\/32\/\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-915\" alt=\"linkedin\" src=\"https:\/\/ambitassessor.com\/blog\/wp-content\/uploads\/linkedin.jpg\" width=\"20\" height=\"20\" align=\"absmiddle\" \/><\/a> <a href=\"https:\/\/twitter.com\/paurierarey\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-917\" alt=\"twittertop\" src=\"https:\/\/ambitassessor.com\/blog\/wp-content\/uploads\/twittertop.jpg\" width=\"20\" height=\"20\" align=\"absmiddle\" \/><\/a>  <b>Pau Riera. \u00c1rea financiera<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No hace ni una semana que tuve esta conversaci\u00f3n con un cliente: \u201cPau, necesito financiaci\u00f3n, porque el dinero no me llega, pero las cosas me funcionan, mes a mes aumentan los pedidos, \u00bftu podr\u00edas presentarme alg\u00fan director de banca que me trate bien?\u201d. Ni es la primera llamada, ni ser\u00e1 la \u00faltima, hace m\u00e1s de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1,2],"tags":[],"class_list":["post-908","post","type-post","status-publish","format-standard","hentry","category-sin-categoria","category-destacado"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El Plan de Negocio y la Financiaci\u00f3n - Ambit Assessor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mgiambit.com\/blog\/el-plan-de-negocio-y-la-financiacion\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El Plan de Negocio y la Financiaci\u00f3n - Ambit Assessor\" \/>\n<meta property=\"og:description\" content=\"No hace ni una semana que tuve esta conversaci\u00f3n con un cliente: \u201cPau, necesito financiaci\u00f3n, porque el dinero no me llega, pero las cosas me funcionan, mes a mes aumentan los pedidos, \u00bftu podr\u00edas presentarme alg\u00fan director de banca que me trate bien?\u201d. 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